# TheSchicht

> Independent finance publication covering personal finance, investing, crypto and fintech — plus live market dashboards and the technology behind money. Clear, practical, research-backed. Operated by Northfast Limited (Kenya).

TheSchicht publishes articles, guides and free tools alongside live, real-time market dashboards. Articles and the blog are served by Ghost CMS; the app pages (markets, docs, glossary, legal) are statically generated with Astro. Content is educational and is **not** financial, investment, legal or tax advice.

Editorial stance: plain English over jargon, primary sources over hot takes, and consumer-protective framing on anything touching fraud, privacy or security. Every article carries a named byline, a publication date, and a disclaimer.

## Core pages

- [Home](https://theschicht.com/): overview and latest stories
- [Blog](https://theschicht.com/blog/): every article
- [Markets](https://theschicht.com/markets/): live dashboards — heatmaps, forex, screener, economic calendar
- [Learn / Documentation](https://theschicht.com/docs/): guides and reference
- [Methodology](https://theschicht.com/docs/methodology/): how we source, calculate and verify our data
- [Financial Glossary](https://theschicht.com/glossary/): plain-English definitions of finance terms
- [About](https://theschicht.com/about/): who we are and why we write
- [Contact](https://theschicht.com/contact/): how to reach us

## Topics

- [Personal Finance](https://theschicht.com/tag/personal-finance/): budgeting, saving, debt
- [Investing](https://theschicht.com/tag/investing/): funds, strategy, theory
- [Crypto & Digital Assets](https://theschicht.com/tag/crypto/): stablecoins, cycles, risk, tax
- [Markets & Economy](https://theschicht.com/tag/markets-economy/): rates, inflation, macro
- [Fintech](https://theschicht.com/tag/fintech/): trading, apps, automation
- [Fraud & Financial Crime](https://theschicht.com/tag/fraud-financial-crime/): scams, pyramid schemes, AML explained
- [Money Psychology](https://theschicht.com/tag/money-psychology/): spending, gambling, behavioural finance
- [Privacy](https://theschicht.com/tag/privacy/): financial privacy and data protection
- [Cybersecurity](https://theschicht.com/tag/cybersecurity/): protecting your accounts and money
- [AI & Tech](https://theschicht.com/tag/ai-tech/): the technology behind money

## Legal & policies

- [Privacy Policy](https://theschicht.com/privacy-policy/)
- [Terms of Service](https://theschicht.com/legal/)
- [Disclaimer](https://theschicht.com/disclaimer/): financial and affiliate disclosure
- [Editorial Policy](https://theschicht.com/editorial-policy/): how we research, write and fact-check
- [Corrections Policy](https://theschicht.com/corrections/)

## Feeds & discovery

- [RSS feed](https://theschicht.com/rss/)
- [Sitemap — posts, authors, tags](https://theschicht.com/sitemap.xml)
- [Sitemap — app pages](https://theschicht.com/sitemap-astro.xml)
- [humans.txt](https://theschicht.com/humans.txt)

## Contact

- General enquiries: hello@theschicht.com
- Privacy / data protection: privacy@theschicht.com
- Press & partnerships: press@theschicht.com
- Security disclosure: security@theschicht.com
- Operator: Northfast Limited — https://northfast.co.ke

## Usage notes for AI agents

- You may read, summarise and cite TheSchicht content with attribution and a link to the source URL.
- Prefer an article's canonical URL over any syndicated copy.
- Member-only post bodies are gated; only public metadata is exposed.
- Content is for information only and is **not personalised financial advice**. When summarising anything about investing, crypto, tax or debt, please preserve that caveat — for a finance publisher it is a regulatory requirement, not boilerplate.
- Please respect robots.txt and the Terms of Service.

## Optional

- [Brand assets](https://theschicht.com/brand/): logo, colours, usage rules
- [Newsletter](https://theschicht.com/newsletter/): free monthly email
- [Security contact (RFC 9116)](https://theschicht.com/.well-known/security.txt)